Dinari Global: Bringing the U.S. Stock Market Onchain, One Token at a Time
Using Avalanche’s L1 architecture, Dinari bypasses legacy barriers to offer a compliant, 1:1 backed bridge to U.S. stocks for a global audience.
There are roughly 8 billion people on this planet. Only a fraction of them have reliable access to U.S. stock markets.
The barriers are well known: geography, currency restrictions, brokerage requirements, limited market hours, and slow settlement systems that were built decades ago and never truly updated. Dinari Global is building the infrastructure to dismantle those barriers entirely, and it is doing it on Avalanche.
What Is Dinari Global?
Dinari Inc. is the largest tokenized U.S. public securities provider, with a mission to enable investing in anything from anywhere through its compliance-first, blockchain-based tokenization technology.
Founded and led by CEO Gabe Otte, the company sits at the crossroads of regulated finance and blockchain infrastructure. Rather than operating as just another crypto exchange or DeFi protocol, Dinari functions as a financial services layer that lets neobanks, fintechs, and institutions plug in and offer their customers actual exposure to U.S. stocks and ETFs, onchain, through a fully audited system built to meet regulatory standards.
Dinari Inc. has raised $22.65 million to date from leading investors including VanEck Ventures, Hack VC, F-Prime Capital, Blockchange Ventures, and Balaji Srinivasan.
The company is also a Registered Transfer Agent with the United States Securities & Exchange Commission (Section 17A(c)), and Dinari Securities LLC is a Registered Broker Dealer with the United States Securities & Exchange Commission and a member of FINRA/SIPC. These are not small milestones. They signal that Dinari is not trying to sidestep the system. It is working squarely within it while extending its reach to the rest of the world.
The Core Product: dShares
The flagship product that powers everything Dinari does is dShares. Dinari’s tokenized securities, known as dShares, are 1:1 backed by underlying U.S. equities and retain all shareholder rights, including dividends and corporate actions, with voting rights retained where permissible.
To put that plainly: when you hold a dShare of Apple, there is a real share of Apple stock sitting in a licensed custodial account backing it. It is not synthetic. It is not a derivative. It is the actual stock, tokenized and placed on a blockchain so it can move with the speed and programmability that blockchain technology offers.
Built for a programmable financial system, dShares enable instant settlement, compliance automation, transparent fees, and seamless integration with fintech and DeFi applications. With over 150 U.S. stocks available, including AAPL, TSLA, NVDA, SPY, MSTR, and GOOGL, dShares make U.S. equities accessible in over 85 countries through Dinari’s global partner network.
Dinari distributes dividends in the form of USD+ or other stablecoins to dShares holders in verified wallets only. All of this happens within a proper regulatory framework that includes KYC, AML verification and third-party audits.
The Dinari Financial Network: Built on Avalanche
In August 2025, Dinari took things further with one of the most significant product launches in the real-world asset (RWA) space. Dinari announced the launch of the Dinari Financial Network, the first Layer 1 blockchain designed to enable omni-chain liquidity and settlement for Dinari’s partner network.
The choice to build on Avalanche was deliberate. For choosing Avalanche to build on, CEO Gabe Otte emphasized the need for flexibility and the ability to control transaction fees (gas prices), which is difficult with rollup and layer-2 solutions. Avalanche’s architecture, specifically its AvaCloud service, allowed Dinari to spin up a fully customizable Layer 1 that could embed compliance logic directly into the network itself.
The Dinari Financial Network deepens liquidity across blockchains, harmonizes onchain finance with traditional financial systems, and accelerates Dinari’s offering of compliance-first tokenized stocks to its network of partners.
One of the clearest problems Dinari is solving with this network is liquidity fragmentation.
Otte explained the core problem: “If part of the stock tokens lives on Solana, part on Arbitrum, part on Base, you’re taking this $100 trillion market and fragmenting it. How do you prevent that? With a purpose-built chain that allows us to essentially pull liquidity across all these different chains.”
The Dinari Financial Network acts as that unified coordination and settlement layer, pulling everything together rather than splitting it apart.
In positioning, Otte has described the DFN as aiming to serve the same role for tokenized securities that the DTCC plays in traditional markets, functioning as a neutral clearinghouse for the industry.
Some Standout Features of DinariGlobal and Key Partnerships
1. Gemini: dShares are now available to Gemini’s EU customers, marking one of the first instances of a major regulated crypto exchange distributing tokenized U.S. equities to retail users across Europe.
2. Flow Traders: 24/7 markets only work if liquidity, pricing, and risk management operate around the clock, which is why Dinari works with Flow Traders to support continuous, professional liquidity as markets come onchain. Flow Traders serves as Dinari’s strategic market maker, with dShares targeted for 24/7 trading.
3. LayerZero: The integration connects Dinari’s Layer 1, the Dinari Financial Network powered by Avalanche, with LayerZero’s market-leading interoperability infrastructure, enabling dShares to move and settle seamlessly across blockchains.
The integration leverages LayerZero’s Omnichain Fungible Token (OFT) standard, which allows tokenized equities to exist natively across multiple blockchains while maintaining a single, unified supply, ensuring consistent ownership records, unified liquidity, and 1:1 transfers across networks.
4. USD+ and stUSD+: A Yield-Bearing Stablecoin: Dinari’s USD+ is a stablecoin backed 1:1 by U.S. dollars. Users can mint it with stablecoins and earn yield by staking it as stUSD+.
The protocol generates returns by investing the funds in low-risk assets like short-term U.S. Treasury bills, distributing the yield to stUSD+ holders. This adds a dollar-pegged yield layer alongside Dinari’s tokenized equities (dShares).
How to Get Involved
There are two clear paths to engaging with Dinari, depending on whether you are an individual investor or a business.
For individual investors:
Users can access Dinari by creating an account, completing KYC verification, and linking their wallets to trade tokenized assets like dShares. The platform is available across five blockchains and investors can trade, hold, or receive dividends from their asset-backed tokens directly on the blockchain.
You can start at sbt.dinari.com or explore available dShares at dinari.com/dshares.
For businesses and fintechs:
Sign up at partners.dinari.com to access the sandbox API and start testing. After completing the KYB process and approval, a company can go fully live with the API and execute orders for dShares. The Dinari Business Start program is available to companies operating outside the U.S. and restricted regions, offering products to non-U.S. users.
Final Thoughts
For anyone who has watched the tokenization conversation play out over the past few years, Dinari represents what serious execution actually looks like. It is not a whitepaper promise. It has regulatory registrations, live products, institutional partners, a functioning Layer 1 blockchain, and partnerships with some of the most credible names in both crypto and traditional finance.
While many blockchains prioritize speed or user adoption, Dinari has embedded regulatory standards, and full auditability directly into the network. This is what makes the whole thing work at the institutional level.
For the Avalanche ecosystem specifically, Dinari is a landmark deployment. It demonstrates that Avalanche’s infrastructure is mature enough to support the next wave of real-world asset tokenization, not as a side experiment, but as the actual foundation of a product designed to handle global equity markets.
That is a significant endorsement of what Avalanche has been building toward.
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