Avalanche Powers New ‘Digital Liquidity Gateway’ for Regional Banks

FIS and Intain launch a blockchain-powered marketplace on Avalanche, giving regional banks faster, transparent access to loan trading and securitization.

For decades, smaller regional and community banks have been like runners stuck behind the pack on a single-lane track, ready to move forward, but costly intermediaries and slow processes have held them back. The Digital Liquidity Gateway (DLG) from FIS and Intain, launching on Avalanche on November 11th, 2025, opens up additional lanes on the track so everyone has room to maneuver.

This new marketplace lets regional and community banks buy, sell, and securitize loan portfolios, meaning they bundle loans into tradable investment products. This is now done directly and transparently, using blockchain and AI to automate what used to take weeks. It’s a clear sign that Avalanche and institutional finance companies are running for the same team on a wide-open track with plenty of room to pass the competition.

Who are FIS & Intain?

FIS

FIS (Fidelity Information Services) is a global fintech infrastructure provider serving over 20,000 clients worldwide. With offerings spanning core banking, payments, treasury, and capital markets, FIS moves trillions of dollars through its systems each year.

In the context of the DLG, FIS plays a crucial role by integrating its established core banking systems, enabling regional and community banks to plug into a blockchain-enabled marketplace without rebuilding their technology stack from scratch.

Intain

Intain Markets specializes in structured finance, such as loans, securitization, and asset-backed securities, and its IntainADMIN product already supports assets valued in the billions. Building on this, Intain launched its own custom L1 on Avalanche tailored for regulated finance. The L1 offers permissioned access, U.S.-based infrastructure, and compliance-friendly workflows. The aim is to bring transparency, efficiency, and trust to a securitization market historically burdened by manual processes and a lack of clarity.

Essentially, Intain supplies the specialised on‐chain securitization platform, FIS brings core integration and banking clients, and Avalanche provides the network underpinning it all.

How the Digital Liquidity Gateway Works

Think of the Digital Liquidity Gateway as a brand new running track for local banks, free from obstacles and traffic. Until now, regional and community banks have been stuck behind hurdles like manual paperwork, intermediaries, and long settlement times.

With DLG on Avalanche, those hurdles come down. Intain tokenizes loan portfolios on its L1, turning them into digital assets that can be verified instantly with AI and automation. FIS connects these banks’ existing systems directly to the running track, so they don’t have to rebuild their core infrastructure.

The result? Transactions settle in real time through USDC or tokenized deposits, and every step is recorded transparently on Avalanche. Smaller banks that once watched from the sidelines can now sprint alongside larger institutions. Faster, fairer, and fully on-chain.

Why This Matters for Avalanche

It helps to look at this through three lenses: institutional validation, legitimate utility, and future growth.

Institutional Validation

DLG places Avalanche in the thick of regulated finance. If/when a majority of regional banks in the U.S. adopt this blockchain-based marketplace, it will signal that Avalanche is ready for real-world, production-grade systems.

Proven Utility for Regulated Use

Avalanche’s design, particularly its ability to support custom L1s with permissioned validators, region-specific data storage, and controlled infrastructure, makes it a natural fit for regulated financial institutions. Intain chose Avalanche for exactly that reason. The DLG builds on this foundation, using Avalanche’s architecture to enable on-chain verification, real-time USDC and tokenized payment settlements, and a new level of transparency across transactions.

Real-World Utility & Growth

One of the biggest gaps in blockchain coverage is seeing when ideas actually make it past the “beta” phase and into real use. The DLG isn’t just a test run - the onboarding process has already begun, with hundreds of millions of dollars in transactions expected to flow through by year-end.

Final Thoughts

The Digital Liquidity Gateway is the foundation for a new phase of finance.

By combining FIS’s banking infrastructure, Intain’s on-chain securitization platform, and Avalanche’s high-performance architecture, it turns complex financial plumbing into a streamlined, transparent system that finally puts regional banks in the fast lane. For developers, it proves that Avalanche’s model works for regulated finance. For the broader community, it shows that blockchain utility is maturing fast. Only one question remains - will your regional bank join the Avalanche running team?